Medicare, simplified.
Turning 65 shouldn't feel overwhelming. We walk you through Original Medicare, Supplements, Advantage, and Part D — and help you enroll in the plan that fits your health, doctors, and prescriptions.
20+
Medicare Carriers
AEP
Annual Reviews Included
Free
Plan Comparison
5 yrs
Avg. Client Tenure
Coverage that fits your season of life.
01
Approaching 65
Enrolling for the first time and unsure which parts you actually need.
02
Already enrolled
Reviewing your current plan or shopping alternatives during AEP.
03
Caregivers & family
Helping a parent or loved one make a considered Medicare decision.
Why families choose AspenPoint for this coverage.
We shop 20+ carriers
Independent means we compare Humana, UnitedHealthcare, Aetna, Blue Cross, and more — side by side, with no favorites.
Your doctors stay yours
We verify your primary care physician, specialists, and preferred pharmacies are in-network before recommending a plan.
Annual review — always
Plans change every year. We check yours during Annual Enrollment and switch you if a better fit exists.
No cost, ever
Our advisors are compensated by the carriers. You get expert guidance without paying a dime for it.
03 — Coverage options
Plans we help you compare.
Medicare Advantage (Part C)
Bundled plans that combine hospital, medical, and often drug coverage — sometimes with extras like dental and vision.
Medicare Supplement (Medigap)
Pairs with Original Medicare to cover out-of-pocket costs like coinsurance, copays, and deductibles.
Part D Prescription Drug
Standalone prescription coverage, matched to your actual medication list.
Understanding this coverage.
Medicare is made up of four parts. Part A covers hospital stays. Part B covers doctors and outpatient care. Together they're called "Original Medicare." Part C (Medicare Advantage) is an alternative that bundles A, B, and often D into one private plan. Part D is standalone prescription drug coverage.
Most Utahns choose between two paths: Original Medicare plus a Medigap policy plus a Part D plan, or a Medicare Advantage plan. Each has trade-offs on cost, flexibility, and provider access — and the right answer depends on your health, your doctors, and your budget.
Your enrollment window matters. If you miss your Initial Enrollment Period, you may face permanent late-enrollment penalties. We help you plan the timing right the first time.
Frequently asked
Clear, straightforward answers from a licensed advisor. If yours isn't here, we're a phone call away.
When should I start looking at Medicare?+
Do I have to switch off my employer plan at 65?+
Can I change plans later if I don't like it?+
What does this cost me?+
Take the next step
Talk to a Medicare specialist.
A 15-minute call is usually enough to know your options. No paperwork, no pressure.